We’re revolutionizing homeownership by making it simpler, faster, and radically transparent
How Does It Work?
We bring American dreams to life through home purchase loans and refinancing. Our dedicated team simplifies the process, offering quick, exceptional service tailored to your needs. As a leading full-service mortgage company, we transform your aspirations into reality. Trust us for expert financial solutions and access to the best loan options, ensuring informed decisions and achievement of your goals.
100% online application
Amazing Rates
Fastest Quick closing
you can complete application online and securely upload the required documents
We shop for Interest rates with different lenders and offer the lowest possible rates in the industry
We close our loans in just two weeks so you can settle at your new place quickly and start saving with a lower interest rate
What Mortgage is Perfect For Me?
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(408) 560-7079
VRAJ Mortgage’s policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law.
©️2025 VRAJ LLC dba VRAJ, VRAJ Mortgage, VRAJMortgage.com in a state of California. VRAJ LLC is a Mortgage Broker, NMLS# 2073719. 880 Garden St, Milpitas, CA 95035. Loans made or arranged pursuant to a California Finance Lenders Law License. Equal Housing Lender. Licensed by the Department of Financial Protection and Innovation Under the California Finance Lenders Law License #60DBO-130887. Not available in all states. NMLS Consumer Access.