(408) 560-7119

HOME LOANS
SIMPLIFIED

     Tell Us About Yourself
     Choose Your Plan
     Get Your Loan

Get Started
Banner composite image Banner composite image 2 Banner composite image 3 Banner composite image 4

Home Purchase Loans and Refinance in California.

Welcome to the official site of VRAJ LLC. We are a full-service mortgage company based in Milpitas, CA. We specialize in Home Purchase Loans and Refinance. Whether you are buying a home or refinancing in California, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:    Conventional | Jumbo

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Contact VRAJ LLC today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Contact Us
Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

Find Loan Products We Offer

No matter what type of loan you need, we're with you every step of the way. Let us find you the perfect loan to go with it.

Purchase a Home

PURCHASE A HOME

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Refinance your Home

REFINANCE YOUR HOME

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!.

Apply Now

APPLY NOW

Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.

97%

Customer Satisfaction Rate

15-Day

Average Loan Approval Period

Have any questions about us?

Don't hesitate to contact us

Contact Us

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand VRAJ Mortgage's Privacy Policy.