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Your Trusted Mortgage Partner

At Vraj Mortgage, we prioritize your financial choices, offering expert advice and tailored solutions to secure the best rates and terms for your home buying or refinancing needs.

A building facade with a bank on the ground floor, featuring signs in a non-Latin script. Bare trees are in front of the building, indicating a winter or late autumn setting. On the balcony above, several potted plants can be seen.
A building facade with a bank on the ground floor, featuring signs in a non-Latin script. Bare trees are in front of the building, indicating a winter or late autumn setting. On the balcony above, several potted plants can be seen.
Expert Financial Guidance
Customized Mortgage Solutions

Our dedicated team is here to help you navigate the mortgage process, ensuring you make informed decisions for a brighter financial future. Let us guide you every step of the way.

Customer Feedback

See what our clients say about their experiences with Vraj Mortgage.

The Vraj team guided me through refinancing with patience and expertise. Highly recommended!

Michael Thompson
A group of people dressed in formal attire are standing in front of a real estate office. The storefront displays a large sign with an URL and various social media icons, and text in a foreign language. The group mostly consists of men in white shirts and dark trousers, standing in a straight line, with two women at either end of the row.
A group of people dressed in formal attire are standing in front of a real estate office. The storefront displays a large sign with an URL and various social media icons, and text in a foreign language. The group mostly consists of men in white shirts and dark trousers, standing in a straight line, with two women at either end of the row.

Newark, NJ

Vraj Mortgage made buying my first home smooth and stress-free. Their knowledgeable staff helped me every step of the way. Truly grateful for their support!

A real estate auction sign displaying the word 'SOLD' in bold red letters. The sign includes images of a home's interior featuring a living room with modern furniture, and it is set against the backdrop of trees and sky.
A real estate auction sign displaying the word 'SOLD' in bold red letters. The sign includes images of a home's interior featuring a living room with modern furniture, and it is set against the backdrop of trees and sky.
Sarah Adams

Phoenix, AZ

★★★★★
★★★★★

Smart Financing

Expert advice for your mortgage and refinancing needs at Vraj.

A house with a textured brick exterior and a sloped roof featuring small green tiles. A balcony with ornate white metal railings is visible, along with a large tree providing shade. In the foreground, a decorative fence with intricate geometric patterns stands behind a low wall. A yellow planter with shrubs adorns the pavement.
A house with a textured brick exterior and a sloped roof featuring small green tiles. A balcony with ornate white metal railings is visible, along with a large tree providing shade. In the foreground, a decorative fence with intricate geometric patterns stands behind a low wall. A yellow planter with shrubs adorns the pavement.
Home Buying

Guiding you through the home buying process effectively.

A Bank of America branch with a prominent red sign and blue lettering. A large steam pipe is emitting white steam in front of the building. There are people standing in front of the bank, visible through the windows.
A Bank of America branch with a prominent red sign and blue lettering. A large steam pipe is emitting white steam in front of the building. There are people standing in front of the bank, visible through the windows.
Refinancing Help

Customized solutions for better mortgage rates and terms.

A newspaper page focused on financial information, including stock market data, recent issues, rates, major price changes, and investment fund details. Columns of numbers are interspersed with headings and small charts, printed on plain paper with a slightly off-white background.
A newspaper page focused on financial information, including stock market data, recent issues, rates, major price changes, and investment fund details. Columns of numbers are interspersed with headings and small charts, printed on plain paper with a slightly off-white background.
A stone facade of a building with multiple rectangular windows reflecting a different building with a similar architectural style. The name 'BOSTON FIVE' is engraved in large letters on the lower part of the facade. The reflections in the windows show parts of another structure with red brick walls and white window frames.
A stone facade of a building with multiple rectangular windows reflecting a different building with a similar architectural style. The name 'BOSTON FIVE' is engraved in large letters on the lower part of the facade. The reflections in the windows show parts of another structure with red brick walls and white window frames.
Financial Guidance

Helping you make informed financial decisions for future.

Expert Solutions

Tailored advice for your unique mortgage and refinancing needs.

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VRAJ Mortgage’s policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law.

©️2025 VRAJ LLC dba VRAJ, VRAJ Mortgage, VRAJMortgage.com in a state of California. VRAJ LLC is a Mortgage Broker, NMLS# 2073719. 880 Garden St, Milpitas, CA 95035. Loans made or arranged pursuant to a California Finance Lenders Law License. Equal Housing Lender. Licensed by the Department of Financial Protection and Innovation Under the California Finance Lenders Law License #60DBO-130887. Not available in all states. NMLS Consumer Access.